Can I use my registered agent's address as my Wise business address?

Wise accepts your LLC's official registered address (which can be a registered agent) for the 'registered address' field, but requires a separate real trading address for the 'primary business address.' A registered-agent-only setup may not satisfy the trading address requirement.

Does Wise require a bank account to open a business account?

Wise itself functions as a multi-currency payment account for receiving and sending funds internationally. Whether you need to connect an external bank account depends on how you plan to fund the account and withdraw balances. Check Wise's current onboarding documentation for your specific situation, as funding methods and requirements can vary by country.

Wise Business KYC for LLCs: All 50 States (2026)

How to pass Wise Business verification as an LLC

Wise (formerly TransferWise) must verify your business before activating international transfers and multi-currency balances. For a US LLC, Wise collects the business name, EIN, a verifiable US business address, and identity information for all beneficial owners holding 25% or more of the company. Wise also requires a description of the business's products or services and cannot accept virtual office addresses as the primary trading address.

What Wise Business requires from an LLC

Registered business name. Your LLC's exact registered name, which must match business registration records.
Employer / Taxpayer Identification Number. Wise requires the EIN for the US business entity.
Business registered and trading address. Wise collects both the official registered address and a primary trading address. Virtual addresses, PO boxes (except military), mail-forwarding services, and registered-agent-only addresses cannot serve as the trading address.
Beneficial owner identity (25%+ owners). Full name, date of birth, country of residence, and SSN for US-based beneficial owners (or a government photo ID for non-US owners) for each person owning or controlling 25%+ of the LLC.
Business registration documents. Documentation confirming the LLC is validly registered, including ownership structure information.

Not legal advice: Requirements change. Confirm with Wise Business. Reviewed 2026-07-21.

Frequently Asked Questions

: Wise accepts your LLC's official registered address (which can be a registered agent) for the 'registered address' field, but requires a separate real trading address for the 'primary business address.' A registered-agent-only setup may not satisfy the trading address requirement.
: Wise itself functions as a multi-currency payment account for receiving and sending funds internationally. Whether you need to connect an external bank account depends on how you plan to fund the account and withdraw balances. Check Wise's current onboarding documentation for your specific situation, as funding methods and requirements can vary by country.

What Wise Business requires from an LLC

Wise Business verification by state

Frequently Asked Questions

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